Health

Diabetes Safe :

Who Can Take This Insurance ? Any person between 18years and 65 years of age who is already living with Diabetes Mellitus can take this insurance No exit age Policy is available on Individual and as well as Floater basis Floater refers to family of 2-Self and Spouse Policy Benefits Covering any complications of Diabetes from day one. Also provide regular hospitalization cover for all other ailments/injuries Pre Hospitalization expenses : upto 30 days prior to the date of hospitalization Post Hospitalization expenses : upto 60 days after discharge from the hospital not exceeding 7% of the hospitalization expenses or Rs 5000/- per hospitalization whichever is less. Pre-medical examination : Applicable for Plan A Not Applicable for Plan B. Special Features : Automatic Restoration of Basic Sum Insured by 100%. Note : This benefit is not available for Floater Policy Cost of artificial limbs due to amputation up-to 10% of Sum Insured if a claim for such amputation is admissible under the policy. More than 400 day care procedures. Tax Benefits : Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act Free look Period : A free look period of 15 days from the date of receipt of the policy is available for reviewing the policy terms and conditions. In case insured is not satisfied he can seek cancellation of the policy and in such event the Company will allow refund of premium after adjusting the cost of pre-acceptance of medical screening , stamp duty charges and proportionate risk premium for the period concerned provided no claim has been made until such cancellation. Free look cancellation is not applicable at the time of renewal. Star Advantages : No Third Party Administrator, direct in-house claim settlement Faster and hassle free claim settlement. Cashless hospitalization. Network of more than 6000 hospitals across India. Free expert medical consultation over phone 24X7 Toll free helpline. Maintain personal health records in electronic format. NOTE :  The benefits mentioned herein are only an outline of the policy. For details please contact your nearest Star Health Office or call toll free no 1800 425 2255/1800 102 4477.